Annual
meeting
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[Name] Dear Shareholder, You
are cordially invited to attend the annual meeting of shareholders
that will be held at our corporate headquarters, in Wanchai, on 26
June 2003, at 12:00 noon. For those of you who cannot be present at
this meeting, we urge that you participate by indicating your choices
on the enclosed proxy and returning it as soon as possible. We
have also enclosed an agenda listing important matters on which action
is expected to be taken during this meeting. It is important that your
shares are represented at this meeting, whether or not you are able to
attend personally. Accordingly, please sign, date, and mail promptly
your proxy in the envelope provided. On
behalf of the Board of Directors, thank you for your encouragement,
cooperation, and participation. [Name] [Title] [Company
Name]
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